Forget the business suit, the high-priced cars, the giant skyscrapers — all you really need is a $20! You could be one of those skaters at the park, snag a $20 from your mom, and you’re already a big-time investor. Believe it.

The first thing you should do is investigate what are called Dividend Reinvestment Plans (DRPs). They’re also called ‘Drips.’ Another form of investment is the Direct Stock Purchase Plan (DSP). Both of these plans allow you to bypass a broker and the commissions they take, so you can simply buy stock from any company that offers them.

The best part about those types of plans is that most of them are free to join. Some corporations will request a small fee to join a plan, though — but the truth is they’ll be small enough that your 20 bucks will still account for something. Simply throw in your $20, and you’re set to see the amount go up in profits. The trick is to invest in a reputable company that you know will profit well. If the company does well, you do well.

Don’t expect the profits to come around overnight, though. It’s called an ‘investment.’ Remember that. This is something that can build over time, perhaps over a few years, maybe even your whole life. It’s a way of saving for the future, and it allows you a type of security that you might need for any disaster, dilemma, or hardship.

Or maybe even a new skateboard.